General FAQ's
What Happens if My Neighbors Tree falls into my Property?
Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowner's insurance could help cover the cost of removing the tree and ...
I need to find out who my builder is for my home?
We understand there comes a time when you want to know who built your home, but you have no idea where to start. Below is some information to help guide you. 1) Take a trip to your county recorder’s office. (They maintain public records and documents ...
My Neighbor is making noise at night constantly what can I do?
Noisy neighbors… Almost everyone will have to deal with them at some point in their adult life, whether they live in a single family home, condo, or apartment. It can be anything from the early bird next door who starts the lawnmower at 5 a.m. or the ...
What are Covenants and Restrictions?
Restrictive covenants are provisions in a deed limiting the use of the property and prohibiting certain uses. They are similar in effect to equitable servitudes, but restrictive covenants run with the land because the restrictions are contained in ...
I'm a closing agent, Mortgage company or Realtor and I need to order documents for a potential home closing. Where can I obtain these?
This information can only be ordered through our website at www.CommunityAssociationManagement.com by clicking on the "Order Closing Documents" menu item.
My mortgage company is requesting a certificate of insurance for the associations master insurance policy. How can I obtain one?
You may order a certificate of insurance document from your association website under the Resident Information menu by clicking on the "Request Master Insurance Certificate" link . Once you arrive at the Community Archives site, you will need to ...
Are associations and persons who manage them required to be licensed?
Not unless they engage in acts classified as real estate brokerage (sales or rental of real estate for others) or time share development. If they do, they must be licensed by the North Carolina Real Estate Commission and act in accordance with ...
Are there any legal differences between condos and townhouses?
Yes. In North Carolina, The creation, sale and management of condos are governed by specific statutes (the “Unit Ownership Act” for condos created before October 1, 1986 and the “North Carolina Condominium Act” for condos created on or after ...
Can a homeowner have a garage sale?
In a single family style community, there may be restrictions about placing signage, but you are able to have a garage sale. For Condominiums and Townhomes, please check the Rules and Regulations for your Community, or contact a member of the Board ...
Can the developer, through restrictive covenants or sales contracts, control my choice of builder or real estate agent?
Not in most cases. However, a developer may lawfully refuse to sell directly to you and instead require you to purchase a lot and home from a particular builder. As to real estate agents, a developer may include the agent's commission in the home's ...
Do I have to join the Association?
It depends on whether it is “voluntary” or “mandatory.” Membership in an association is typically mandatory if the restrictive covenants are recorded in a property's chain of title. But some neighborhoods (very few) have less formal voluntary ...
Don't my constitutional rights to freedom of speech, freedom of religion and the enjoyment of my property prevail over the restrictive covenants or the powers of the association?
Not in all cases. If you choose to purchase a restricted property, you agree to abide by the restrictions. Display of signs, flags or banners, certain uses of the property, storage of personal property (e.g., boats, RV's, etc.), keeping of animals, ...
How can I order a new mailbox?
Each Association has different mailboxes, see each associations rules, or Architectural standards for specifics. You may also contact our office and we will do our best to assist you.
How do I know which “common areas” of a subdivision or planned community are reserved for the use of all owners?
They will be specified by the developer in the recorded map or plat of the property. Even if the developer retains title to the common areas or conveys them to some other person or entity, these areas (trail systems, recreation areas, lakes, roads, ...
Is my HOA FHA Approved?
Please visit the HUD website to determine if it has been approved.
What can I as an owner do if the association is not performing its duties or if other owners violate restrictive covenants or bylaws?
Your remedy is to sue the association and/or the offending property owners in court for an order compelling them to abide by all lawful covenants and bylaws. But remember, these are private rights of action that you must assert on your own. No ...
What if a purchaser doesn't want to follow the restrictive covenants affecting the property?
A purchaser who does not abide by the restrictions on the property can be fined. That fine can become a lien on the property and collected by sale of the property through foreclosure. If the association is subject to the Planned Community Act, it ...
What is a Homeowner's Association (HOA)?
It is an association of owners, typically in a residential subdivision or planned community, whose properties are subject to restrictive covenants limiting their use. The association may be responsible for the maintenance and control of the common ...
What is the role of local government in HOA administration?
Generally, residential subdivisions and planned communities must be approved by a city or county zoning authority, depending upon the location of the property. When subdivision approval is required, and preliminary plat approval has been obtained, a ...
What's the difference between a condo and a townhouse?
Condo unit owners own the inside of their units. Townhouse owners own the complete unit, including exterior surfaces and the land on which the unit is built. Every condo or townhouse development also has “common areas” of the property (recreation ...
When is the Associations Annual Meeting?
Generally the Associations Annual Meeting and Board elections are held in the fall. You will receive a notice informing you of the meeting approximately 30 days prior to the meeting.
Who pays my legal expenses if I am sued by my association?
With only rare exceptions, you will be responsible for your own attorney fees and other legal expenses.
Who owns the roads in a residential subdivision or planned community?
Unless the roads have been dedicated to public use and formally accepted by the appropriate government agency, neither the state nor any public agency owns legal title to the land over which a street runs. Where the developer has retained title to ...
How do I contact my board members?
After logging into your associations website, go to community information menu at the top of the page, Choose Directory, You will then click the drop down menu and choose board members. The board members for your community will be listed. You may ...
How do I update my mailing address?
Please contact our offices either by phone, email, support ticket or live chat. Please note: changing your address under My Profile on the associations website will not result in a change in our billing systems.